Can regulation drive innovation in finance? Lessons from green mortgage products – Bank Underground

Banking

Can regulation drive innovation in finance? Lessons from green mortgage products – Bank Underground

Feb 16, 2026

Benjamin Guin, Mahmoud Fatouh and Haluk Unal Regulation has been asserted to be a brake on innovation. Prudential rules impose capital, liquidity and disclosure requirements, as well as stress tests,...

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Measuring banking resilience to adverse outcomes – Bank Underground

Banking

Measuring banking resilience to adverse outcomes – Bank Underground

Feb 14, 2026

Giovanni Covi and Tihana Škrinjarić The ability of the banking system to absorb shocks and continue providing vital financial services is important because it underpins the smooth functioning of the...

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6 Signs a Bank is Rooted in Your Community

Banking

6 Signs a Bank is Rooted in Your Community

Feb 13, 2026

Union Bank February 12, 2026 Contents: In a time when national banks dominate the headlines, local banks remain the quiet backbone of small-town and regional economies. They offer something many...

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