how household debt can amplify the effect of rising rates – Bank Underground

Banking

how household debt can amplify the effect of rising rates – Bank Underground

Nov 21, 2025

Tuli Saha and Alexandra Varadi High levels of household indebtedness can amplify negative economic shocks, if highly indebted mortgagors make larger cuts to spending in response to them or are...

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insights from sentiment and topic analysis using LLMs – Bank Underground

Banking

insights from sentiment and topic analysis using LLMs – Bank Underground

Nov 17, 2025

Iulia Bucur and Ed Hill Modern language models – think OpenAI’s GPTs, Google’s Gemini or DeepSeek – are powerful tools: but how can we use them in economic policymaking? Economic...

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The keys to house price growth – Bank Underground

Banking

The keys to house price growth – Bank Underground

Nov 14, 2025

Arno Hantzsche and Harriet Jeanes Houses account for the largest share of total assets held by the UK household sector. Households’ spending and saving decisions depend in part on the...

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