What Landlords Check Before Renting | Checklist
Banking

What Landlords Check Before Renting | Checklist

Jul 28, 2026

Contents: When you’re applying for a lease, your rental application isn’t just about income, as many landlords will also run a background check and review your credit and payment history....

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using machine learning to segment UK mortgages – Bank Underground
Banking

using machine learning to segment UK mortgages – Bank Underground

Jul 17, 2026

Joe Grimshaw Who are the UK’s mortgage borrowers, and how do their characteristics differ? Despite extensive literature on mortgage profiles, loan-level segmentation remains limited, existing work relies on aggregates or...

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Credit constraints and housing market access – Bank Underground
Banking

Credit constraints and housing market access – Bank Underground

Jul 11, 2026

Belinda Tracey and Neeltje van Horen The Help-to-Buy (HTB) programme introduced in 2013 reopened the 95% loan to value (LTV) segment of the UK mortgage market, thereby reducing the minimum...

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