US Bank Checking Account Bonus, Earn Up to $535

Jul 16, 2024

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US Bank Checking Account Bonus

Update: This offer is back again through September 26, 2024, with promo code 24DMC07. Here are the new bonus tiers:

Earn $250 when the combined total of your direct deposits is between $2,000 and $4,999.99
Earn $350 when the combined total of your direct deposits is between $5,000 and $7,999.99.
Earn $450 when the combined total of your direct deposits is $8,000 or more.

Plus you can still get $85 from Swagbucks.

US Bank is offering a bonus of up to $500 for new checking accounts. But you can also get another $85 from Swagbucks, which gives you a total bonus of $585. The checking account can be opened in a branch, online or over the phone. But you need to be in US Bank’s footprint to do so, or you need to have a prior relationship if your state doesn’t have a branch Check out the details of this offer below.

How to Earn This Bonus

Open your checking account online through this page, in a branch or over the phone by June 27, 2024 with an opening deposit of $25. Then, within 90 days of account opening, enroll in the U.S. Bank Mobile App or online banking and make at least two direct deposits.

Earn up to $500 from US Bank:
- Earn $100 when the combined total of your direct deposits is between $3,000 and $4,999.99
- Earn $300 when the combined total of your direct deposits is between $5,000 and $9,999.99.
- Earn $500 when the combined total of your direct deposits is $10,000 or more.
Earn $85 from Swagbucks:
- Earn 8,500 SB (worth $85) when you successfully open a U.S. Bank Smartly® Checking account and deposit $25.

Use the Apply button in the promotion page and the promo code will be applied automatically. If you apply for an account from a different page, you’ll need to manually enter promo code 2024APR to account application.

You will see a bonus of up to $700 in the promotion page, but that includes a $200 savings bonus that’s not worth it with current interest rates.

Are You Eligible?

Here are the eligibility details for this bonus:

Offer is available almost nationwide. You must be in a state where they have physical branches.
If your state doesn’t have a US branch, you could still be eligible if you already have an existing relationship with US Bank.
Offer is not valid if you or any signer on the account has an existing U.S. Bank consumer checking account, had a U.S. Bank consumer checking account in the last two year(s), or received other U.S. Bank bonus offers within the past two year(s).
Current US Bank employees are not eligible.

Account Fees

Members of the military (requires self disclosure) and customers ages 24 and under and those 65 and over pay no monthly maintenance fee. All others can have the $6.95 fee waived by meeting any one of the following criteria:

Have combined monthly direct deposits totaling $1,000 or more; or
keep a minimum average account balance of $1,500 or more; or
hold an eligible U.S. Bank credit card; or
qualify for one of the four Smart Rewards tiers (Primary, Plus, Premium or Pinnacle).

Guru’s Wrap-Up

We have seen this bonus in the past and now you can also get an extra $85 when going through Swagbucks. The Swagbucks requirements are just a $25 opening deposit, which makes it super easy to earn. But to earn the $500 bonus from US Bank, you will need to make at least two direct deposits. Those deposit must total $10,000 or more for the maximum bonus of $500. But the good thing is that you are not required to keep that balance at US Bank.

Bank bonuses are a great way to earn some extra income, often from the comfort of your home. You can take a look at my bank bonus results for 2022 where I made over $6,000. If this bonus is not for you, then you can check our full list of available bank bonuses. You can also access bonuses available in your state by visiting dannydealguru.com/tag/NY-bank-bonus/. Just replace NY with your state or with “nationwide”.

And, if you’re new to bank account bonuses, you can learn more about churning bank accounts here.

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