Most Recent Mortgage News

TSB lifts rates by up to 0.15% – Mortgage Strategy

TSB lifts rates by up to 0.15% – Mortgage Strategy

TSB is making selected rate changes to its residential, product transfer and additional borrowing ranges, effective tomorrow (6 February). The...

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Was 2025 the Housing Market ‘Crash’ This Cycle?

Was 2025 the Housing Market ‘Crash’ This Cycle?

While last year was the worst year since the GFC in terms of home price growth, 2026 is slated to...

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Why a flurry of rate cuts is a real possibility under Trump’s new Fed chair

Why a flurry of rate cuts is a real possibility under Trump’s new Fed chair

“I think Warsh may be wanting to look at additional data and bring a fresh perspective of what might provide...

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CFPB accused of siding with credit bureaus on complaints

CFPB accused of siding with credit bureaus on complaints

The Consumer Financial Protection Bureau wants to make it more difficult for Americans to file complaints against the three major...

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Mortgage Strategy’s Top 10 Stories: 26 Jan to 30 Jan

Mortgage Strategy’s Top 10 Stories: 26 Jan to 30 Jan

This week’s top headlines: Ground rent to be capped at £250 per year and the FCA seeks views on how...

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What New Fed Chair Kevin Warsh Means for Mortgage Rates

What New Fed Chair Kevin Warsh Means for Mortgage Rates

Just days after the latest Fed meeting concluded, we have a new Fed chair in former Fed governor Kevin Warsh....

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Record home prices squeeze borrowers as investors, cash buyers hold edge

Record home prices squeeze borrowers as investors, cash buyers hold edge

Profit margins fell in 87.7% of the 130 metros with sufficient data, led by North Port, FL (down 24 percentage...

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Pennymac 4Q results affected by shifting mortgage rates

Pennymac 4Q results affected by shifting mortgage rates

PennyMac Financial Services fourth quarter earnings were affected by the lower interest rate environment in the quarter, coming in higher...

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Government sets 2035 start date for Decent Homes Standard – Mortgage Strategy

Government sets 2035 start date for Decent Homes Standard – Mortgage Strategy

The Decent Homes Standard (DHS) for rented properties will be enforced from 2035, the government has announced. The aim is...

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Fed Expected to Do Nothing Tomorrow, But Will Mortgage Rates Do Something?

Fed Expected to Do Nothing Tomorrow, But Will Mortgage Rates Do Something?

The Fed will wrap up its two-day meeting tomorrow, culminating in another rate decision that is overwhelmingly expected to result...

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