What are “Above-the-Line” Deductions? | Optima Tax Relief
Feb 24, 2026Key Takeaways Above-the-line deductions reduce your income before Adjusted Gross Income (AGI) is calculated, directly lowering taxable income and potentially...
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How to Respond to IRS Notice CP2000
Feb 21, 2026Key Takeaways IRS Notice CP2000 is not an audit or a bill, it is a proposed adjustment based on income mismatches between...
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How AI Is Changing Tax Compliance and Enforcement
Feb 18, 2026Key Takeaways AI in tax compliance is already here; tax authorities use it to review returns, select audits, detect fraud,...
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Itemized Deductions vs. Standard Deduction: Which Saves More?
Feb 15, 2026Key Takeaways Standard vs. itemized deductions both reduce taxable income, but the standard deduction is a flat amount while itemizing...
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Can You Deduct IVF or Fertility Treatments?
Feb 14, 2026Key Takeaways Fertility treatments, including IVF, ovulation induction, and related diagnostic procedures, can be deductible medical expenses if they are medically necessary...
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Taxes on Inherited Accounts | Optima Tax Relief
Feb 11, 2026Key Takeaways: Most inherited retirement accounts are taxable. Distributions from traditional IRAs and 401(k)s are taxed as ordinary income, while...
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IRS Phishing Emails: Real Examples and Warning Signs
Feb 10, 2026Key Takeaways IRS phishing emails are common and sophisticated, often impersonating the IRS to steal personal data, money, or login...
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Is Tax Relief Legit? How to Spot Real Help vs Scams
Feb 8, 2026Key Takeaways IRS tax relief is legitimate. The IRS offers real programs, such as Offers in Compromise, installment agreements, penalty abatements, CNC status, and...
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Wage Garnishment on Student Loans: How it Works and How to Stop It
Feb 7, 2026Key Takeaways Student loan wage garnishment happens after default, which typically occurs after 270 days of nonpayment on federal student loans. The...
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2026 IRS Mileage Rates | Optima Tax Relief
Feb 6, 2026Key Takeaways The IRS mileage rate 2026 is 72.5¢ per mile for business, 20.5¢ per mile for medical and qualified...
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