Most Recent Make Money News

The Expense Ratio on Your Funds Is a Guaranteed Return Drag

The Expense Ratio on Your Funds Is a Guaranteed Return Drag

Every fund charges an annual expense ratio, a percentage of your assets taken as a fee regardless of performance. A...

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Tax Deductions and Tax Credits Are Not the Same Thing

Tax Deductions and Tax Credits Are Not the Same Thing

A deduction reduces your taxable income; a credit reduces your actual tax bill dollar for dollar. A $1,000 deduction saves...

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Track Every Dollar for 30 Days Before Building Any Budget

Track Every Dollar for 30 Days Before Building Any Budget

Most budgets fail because they’re built on assumptions rather than actual spending data. Track every transaction for one full month...

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A Weekly Money Check-In Keeps Your Finances From Running on Autopilot

A Weekly Money Check-In Keeps Your Finances From Running on Autopilot

Advertiser Disclosure The credit card and banking offers that appear on this site are from credit card companies and banks...

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Buying Refurbished Electronics Saves 20-50% on the Same Gear

Buying Refurbished Electronics Saves 20-50% on the Same Gear

Manufacturer-certified refurbished products are inspected, repaired to factory spec, and covered by a warranty often identical to new. A refurbished...

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A Solo 401k Lets Self-Employed People Save Far More Than a Regular IRA

A Solo 401k Lets Self-Employed People Save Far More Than a Regular IRA

Self-employed individuals with no employees can open a solo 401k and contribute as both employee and employer: the full annual...

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Financial Infidelity Is as Damaging as Any Other Kind

Financial Infidelity Is as Damaging as Any Other Kind

Discovery rarely happens on your terms. A denied loan application, a statement in the mailbox, a collections call on speakerphone....

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Know Whether to Take the Standard Deduction or Itemize Before You File

Know Whether to Take the Standard Deduction or Itemize Before You File

Just the Tip: Every taxpayer chooses each year between the standard deduction, a fixed IRS amount, and itemizing actual expenses...

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Index Funds Beat Most Actively Managed Funds Over Time

Index Funds Beat Most Actively Managed Funds Over Time

An index fund tracks a market index like the S&P 500 and charges minimal fees. The majority of actively managed...

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The Backdoor Roth Conversion – How High Earners Access Tax-Free Growth

The Backdoor Roth Conversion – How High Earners Access Tax-Free Growth

High earners above the Roth income limit can contribute to a traditional IRA and immediately convert it to a Roth....

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