Most Recent Banking News

More mortgage lending might push home ownership further out of reach – Bank Underground

More mortgage lending might push home ownership further out of reach – Bank Underground

Jamie Waddell and Danny Walker Would expanding mortgage supply lead to increased home ownership? Given that 90% of young home...

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unveiling the risk of delivery failures and higher volatility in the repo market – Bank Underground

unveiling the risk of delivery failures and higher volatility in the repo market – Bank Underground

Miruna-Daniela Ivan The widespread practice of financial institution to re-use securities received as collateral plays a key role in the...

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Could digitalisation of finance lead to more disruptive international capital flows? – Bank Underground

Could digitalisation of finance lead to more disruptive international capital flows? – Bank Underground

Simon Whitaker Digital currencies and the tokenisation of financial assets could speed up the movement of money and assets between...

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Boosted inflation – using machine learning to make sense of non-linear determinants of inflation – Bank Underground

Boosted inflation – using machine learning to make sense of non-linear determinants of inflation – Bank Underground

Marcus Buckmann, Galina Potjagailo and Philip Schnattinger Disentangling the sources of high inflation, exceeding inflation targets in the post- pandemic...

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insights from CHAPS volume predictions – Bank Underground

insights from CHAPS volume predictions – Bank Underground

Tom Davies CHAPS is a critical element of the UK’s payments landscape, handling 92% of UK payment values despite comprising...

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A benchmark global carbon price to support climate risk metrics – Bank Underground

A benchmark global carbon price to support climate risk metrics – Bank Underground

Mike Knight In this post, I argue that, to strengthen climate risk metrics, the pricing of carbon should be transparent...

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April is Financial Literacy Month:

April is Financial Literacy Month:

April is Financial Literacy Month: – Union Bank Union Bank Home » The Go Far Blog from Union Bank »...

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Fraud on the Rise in 2025 and How to Prevent It

Fraud on the Rise in 2025 and How to Prevent It

Union Bank April 14, 2025 Scams and fraud are becoming rampant and much harder to spot. In the past, phishing...

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the influence of parents on young people and their attitudes towards cash – Bank Underground

the influence of parents on young people and their attitudes towards cash – Bank Underground

Lily Smith Like mother, like daughter? Like father, like son? Despite the increasing prevalence of digital payments in today’s world,...

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Forbearance lending as a crisis management tool – Bank Underground

Forbearance lending as a crisis management tool – Bank Underground

Isabelle Roland, Yukiko Saito and Philip Schnattinger The Bank of England Agenda for Research (BEAR) sets the key areas for...

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