Daniel Ostry, Roger Vicquéry and Emilio Zaratiegui There is growing concern among policymakers, international organisations, and even big-tech Chief Executive...
Sandra Batten Unlike previous waves of automation, machine learning and generative AI (Gen AI) technologies can perform non-routine cognitive tasks,...
Haley Schlicht From Silicon Valley executives promising to automate white-collar work to headlines claiming AI is foreclosing the graduate entry...
Contents: When you’re applying for a lease, your rental application isn’t just about income, as many landlords will also run...
Joe Grimshaw Who are the UK’s mortgage borrowers, and how do their characteristics differ? Despite extensive literature on mortgage profiles,...
Belinda Tracey and Neeltje van Horen The Help-to-Buy (HTB) programme introduced in 2013 reopened the 95% loan to value (LTV)...
John Lewis Covid travel restrictions limited movement of people but also made cross-border goods trade more difficult. Did this contribute...
Contents: On the surface, bank mergers might seem like an expansion of financial services to communities. The reality is it’s...
Ivona Cickovic and Andrea Serafino Machine learning models are increasingly used in organisational decision-making, yet their inner workings often remain...
David Rule In August 1977, the Bank of England purchased the bank Slater Walker Limited, completing its rescue. The bank...
