using machine learning to segment UK mortgages – Bank Underground
Jul 17, 2026Joe Grimshaw Who are the UK’s mortgage borrowers, and how do their characteristics differ? Despite extensive literature on mortgage profiles,...
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Most Recent Banking News
Banking
Credit constraints and housing market access – Bank Underground
Jul 11, 2026Belinda Tracey and Neeltje van Horen The Help-to-Buy (HTB) programme introduced in 2013 reopened the 95% loan to value (LTV)...
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Banking
evidence from Covid-era border closures – Bank Underground
Jun 19, 2026John Lewis Covid travel restrictions limited movement of people but also made cross-border goods trade more difficult. Did this contribute...
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Banking
How Mergers Impact New Hampshire Customerss
Jun 16, 2026Contents: On the surface, bank mergers might seem like an expansion of financial services to communities. The reality is it’s...
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Banking
do popular methods deliver on their promises? – Bank Underground
Jun 12, 2026Ivona Cickovic and Andrea Serafino Machine learning models are increasingly used in organisational decision-making, yet their inner workings often remain...
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Banking
the failure of Slater Walker – Bank Underground
Jun 5, 2026David Rule In August 1977, the Bank of England purchased the bank Slater Walker Limited, completing its rescue. The bank...
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Banking
the quiet legacy of the Bank of England Act 1946 – Bank Underground
Jun 1, 2026Andrew Hewitt Sunday 1 March 2026 was the 80th anniversary of the Bank’s coming into public ownership, following the Bank...
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Banking
what is Bitcoin worth as a medium of exchange? – Bank Underground
May 30, 2026John Lewis The recent near halving of Bitcoin’s price has reignited debate about its true value. As a store of...
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Banking
Financial markets point to very data-dependent monetary policy – Bank Underground
May 24, 2026Nades Raviraj and Danny Walker Big and uncertain shocks have pushed UK inflation above the 2% inflation target over the...
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Banking
Agentic commerce and the battleground for new payments infrastructure – Bank Underground
May 22, 2026Prem Munday Agentic commerce, where artificial intelligence (AI) systems act on behalf of users to find products, negotiate purchases, and...
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