Review Your Health Insurance: From the Delivery Room
Take a close look at your health insurance to make sure it covers everything from maternity care to your newborn’s doctor visits. Check if it includes hospital stays and paediatrician appointments. Don’t forget to figure out how to add your baby to your plan after they arrive and what that’ll cost.
Give your HR department or insurance provider a shout to clear up any questions and make sure you’ve got top-notch coverage for your new little bundle of joy.
If you don’t have a health insurance plan yet, now’s the time to start thinking about getting one. Health insurance isn’t just a nice-to-have; it’s essential for covering unexpected medical expenses, especially with a new baby on the way. It can make a big difference when dealing with the issues of the public health system.
Common problems include staff shortages that lead to longer waits and lower quality care, long waits for appointments and surgeries, overcrowded hospitals, and difficulty getting treatment for non-urgent issues, especially for those with chronic conditions.
Check out our article to understand why private health insurance can be a game-changer. It can help you avoid these problems by giving you faster access to medical services, reducing wait times, and improving the quality of care you receive, so you and your family get the treatment you need without unnecessary delays.
Plan Your Maternity Leave: Get Ready for Baby Break
You might be eligible for the maternity benefit provided by the government, but it’s important to check if you meet the criteria. The maternity benefit offers €274 per week for up to 26 weeks (as of 2024).
Take a close look at your company’s parental leave policy to find out if you will be paid or not during your leave. Knowing this will help you plan and manage your finances better while you’re off.
If your employer doesn’t offer paid maternity leave, you’ll need to plan ahead for the difference between the maternity benefit and your usual income. Make sure to budget accordingly to cover any shortfall and ensure your finances stay on track during your maternity leave.
Explore if your partner’s employer offers any family leave benefits that can complement your leave plan. A little planning now can make your baby break smoother and less stressful!
Secure Life Insurance: Leave Beyond Just Nappies
Life insurance is like a financial safety net for your family, ensuring they’re taken care of if anything happens to you. Don’t just think about covering the cost of nappies—consider getting or upgrading your life insurance to cover your child’s future needs.
Term life insurance is often budget-friendly and offers solid protection during those busy early years. Think of it as your way of being a super mom or super dad, making sure your little one’s future is secure, even if you can’t be there.
To figure out the best life insurance for you, how much cover you need and the cost of it, check out our insightful article. It’s packed with helpful tips and answers to all those burning questions you might have about life insurance.
Additionally, explore various policies to find the best cover at the most affordable rate. Just request a quote and get it in under a minute.
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