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Mortgage
Clash of titans: GSIB proposal pits megabank against megabank
Jun 29, 2026Key takeaway: JPMorganChase and Bank of America objected to the proposed removal of risk-weighted assets from the denominator of the short-term wholesale funding component of the GSIB surcharge, arguing the...
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Mortgage
TMW cuts switcher rates as Leeds and Principality trim costs – Mortgage Strategy
Jun 28, 2026TMW is lowering rates on its switcher deals tomorrow by up to 25 basis points, following cuts to its new business deals today. The buy-to-let lender, which is part of...
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Mortgage
Are Mortgage Rates Finally Poised to Start Falling Again?
Jun 27, 2026A while back I noted that mortgage rates were trending higher. This was after a long period of trending lower. It was effectively a switch in direction. And a notable...
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Mortgage
Why the Fed’s balance sheet may matter more to mortgage rates than the dot plot
Jun 26, 2026“I think you’re going to see rates kind of stay in the 6.25% to 6.5% range for the rest of the year anyway,” Green told Mortgage Professional America. “The soonest...
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Mortgage
HUD trims FHA red tape; groups want MIP cut next
Jun 25, 2026The Department of Housing and Urban Development has announced 14 changes to the Federal Housing Administration program, claiming eliminating these “red tape” requirements would reduce costs. Processing Content “Every unnecessary...
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Mortgage
A steady hand on the tiller – Mortgage Strategy
Jun 24, 2026The mortgage market has been a very fast and rickety ride in the first five months of the year, with market volatility creating a mix of concern and uncertainty across...
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Mortgage
Total Interest Exceeds Your Home Price Once Mortgage Rates Are Above 6.4%
Jun 23, 2026With mortgage rates above 6.50% these days, the average home buyer today actually pays more in interest than the purchase price. For example, a $400,000 home with 20% down and...
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