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Mortgage
MBA Calls for Single Credit Report for a Mortgage If Your Credit Score is 700+
Dec 24, 2025In case you’re unaware, mortgage lenders pull a tri-merge credit report when you apply for a mortgage, whether it’s for a home purchase or a refinance. The general thought is...
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Mortgage
Why non-QM surged in 2025, and why one executive says 2026 could be even bigger
Dec 23, 2025“In late 2024, all the forecasts that I saw, we were thinking non-QM originations were going to hit maybe $70 billion to $75 billion, maybe $45 billion in securitizations,” Davis...
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Mortgage
Warren seeks records on ‘zombie’ second mortgages after crisis
Dec 22, 2025A key Senate leader is requesting records surrounding the cancellation of second mortgages following the Great Financial Crisis and asking whether the loans were sold to collections agencies in violation...
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Mortgage
Pace of lender rate cuts stays low, says Moneyfacts – Mortgage Strategy
Dec 21, 2025The pace of mortgage rate cuts is low but continuing, the latest rate watch data from Moneyfacts reveals. Week-on-week, the average two-year fixed rate fell from 4.84% to 4.82% and...
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Mortgage
Trump Says Mortgage Rates Will Be a Lot Lower in Early 2026
Dec 20, 2025I already compiled and posted my annual list of 2026 mortgage rate predictions. But one more mortgage rate prediction just dropped, and it’s a doozy. Yes, I’m being mostly facetious,...
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Mortgage
Liquidity, repricing, and falling rates creating a ‘new cycle’ in commercial market
Dec 19, 2025As the industry worked through those issues in 2025, it looked ahead to 2026, when it expects to emerge from those headwinds stronger. Many factors will drive this acceleration, according...
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Mortgage
Bessent: Fannie, Freddie offering hinges on MBS spreads
Dec 18, 2025A government-sponsored enterprise stock offering appears to still be in the works with care being taken not to adversely influence mortgage-backed securities trading as momentum builds to use their portfolios...
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