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Mortgage
Three Ways to Get 5% Mortgage Rates in 2026
Dec 28, 2025About a year ago, I predicted that the 30-year fixed would fall to 5.875% by the fourth quarter of 2025. It didn’t quite get there, at least when speaking of...
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Mortgage
Midterm elections, inflation, and AI: Why 2026 could be more chaotic than 2025
Dec 27, 2025“You have the Democrats who have seemed to have found the lane arguing this affordability concept,” Hornik said. “You had the Democrats sweep in New York City, the New Jersey...
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Mortgage
Mortgage volumes see first back-to-back fall in 2 months
Dec 26, 2025Homes in Centreville, Maryland.Nathan Howard/Bloomberg Home loan applications fell in consecutive weeks for the first time in two months, according to the Mortgage Bankers Association. Processing Content The MBA’s Market...
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Mortgage
Christmas message from Mortgage Strategy – Mortgage Strategy
Dec 25, 2025The team at Mortgage Strategy would like to wish all our readers a merry Christmas and a happy New Year. It has been a busy year for MS, with new...
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Mortgage
MBA Calls for Single Credit Report for a Mortgage If Your Credit Score is 700+
Dec 24, 2025In case you’re unaware, mortgage lenders pull a tri-merge credit report when you apply for a mortgage, whether it’s for a home purchase or a refinance. The general thought is...
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Mortgage
Why non-QM surged in 2025, and why one executive says 2026 could be even bigger
Dec 23, 2025“In late 2024, all the forecasts that I saw, we were thinking non-QM originations were going to hit maybe $70 billion to $75 billion, maybe $45 billion in securitizations,” Davis...
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Mortgage
Warren seeks records on ‘zombie’ second mortgages after crisis
Dec 22, 2025A key Senate leader is requesting records surrounding the cancellation of second mortgages following the Great Financial Crisis and asking whether the loans were sold to collections agencies in violation...
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